Lamke Financial LLC
Hourly Planning & Investment Guidance
mobile: 636-779-6699
email: lamke.financial@gmail.com

Retirement Years
While it is very important to have a competent financial advisor during the Wealth Building and Leading Up to Retirement years, it is crucial during the Retirement Years. This stage is where a CPA, CFP® can add the most value. Big financial mistakes and market volatility can be devastating to your financial future if your portfolio is not positioned properly.
We can help you create a retirement income floor utilizing your retirement savings that will give you a dependable inflation resistant income stream throughout your retirement, similar to your working years paycheck. This is done primarily through the use of individually maturing government bonds, a diversified portfolio of income producing stocks, combined with other equities for growth and a further hedge against inflation. Additionally, we will help advise you with the complexities of your other retirement income scenarios, including:
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Social Security claiming strategies
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Deferred compensation distributions
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Lump sum vs. annuity pension analysis
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IRA Required Minimum Distributions (RMDs)
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Roth Conversion strategies